Disclaimer
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee or assurance that the investment objective of any scheme will be achieved. NAVs of units issued under any Mutual Fund scheme can go up or down depending upon the factors and forces affecting securities markets and may also be affected by changes in the general level of interest rates. The value of investments may fluctuate and investors may not get back the amount they invested.
1. Nature of Our Business
Dipali Deeptesh Pandya is an AMFI-registered Mutual Fund Distributor (ARN-48542) providing the following services:
- Facilitating purchase, redemption, switch, and SIP registration of Mutual Fund units on behalf of investors
- Distributing insurance products as an IRDAI-licensed intermediary
- Providing investor education content, financial calculators, and general financial information
We do NOT provide personalised investment advice | We are NOT a SEBI RIA | We do NOT guarantee returns | We do NOT provide tax, legal, or accounting advice | We do NOT facilitate Direct Plan investments
2. Investment Risk Disclaimer
Mutual Funds
- Mutual Fund investments are subject to market risks — NAV may rise or fall based on market conditions
- Past performance does not guarantee future returns — do not invest based on past performance alone
- There is no assurance that the investment objective of any scheme will be achieved
- Dipali Deeptesh Pandya deals in Regular Plans only — trail commission is earned from AMCs as part of TER, which is not an additional charge to investors
- Direct Plans are available at lower expense ratios through AMC portals — Dipali Deeptesh Pandya does not facilitate Direct Plan investments
- Please read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) carefully before investing
Insurance
3. Website Content Disclaimer
- The content on https://firstinvestinsure.com/ is for general information and educational purposes only — it does not constitute investment advice
- Information on this website is updated periodically but may not always reflect the most current market conditions or regulatory changes
- Dipali Deeptesh Pandya does not warrant the accuracy, completeness, or timeliness of any information on this website
- Any views, opinions, or market commentary on this website are the general views of Dipali Deeptesh Pandya and should not be construed as personalised advice
- Third-party links on this website are provided for convenience only — Dipali Deeptesh Pandya is not responsible for third-party content
4. Commission & Remuneration Disclosure
- Dipali Deeptesh Pandya receives trailing commission from AMCs on Regular Plan Mutual Fund investments — this is part of the scheme's TER and is not an additional charge to investors
- Exact commission details are available on our Commission Disclosure page at https://firstinvestinsure.com//commission-disclosure
- Commission earned on your investments is visible in your Consolidated Account Statement (CAS) from CAMS, KFintech, or MF Central
- All product recommendations are based on investor suitability — never on commission rates received
- Dipali Deeptesh Pandya does not receive any non-cash benefits, gifts, or incentives from AMCs that could create a conflict of interest
5. Grievance Redressal Officer (GRO)
For any complaints, queries, or grievances — contact our GRO:
6. Grievance Escalation Matrix
If not satisfied with our response, escalate in the following order:
9321606212
1800-270-7000
1800-266-7575
Conciliation & Arbitration
7. Regulatory Registration Details
| Registration | Details |
|---|---|
| AMFI ARN | ARN-48542 | Initial: 22-Mar-2007 | Valid Until: 19-Jan-2030 | Verify at amfiindia.com/find-mf-distributor |
8. Data Privacy
All personal data collected by Dipali Deeptesh Pandya is handled in accordance with our Privacy Policy (available at https://firstinvestinsure.com//privacy-policy) and the Digital Personal Data Protection Act 2023 (DPDPA 2023). Your data is never sold or shared with unauthorised third parties.
9. Limitation of Liability
- Dipali Deeptesh Pandya shall not be liable for any investment losses arising from market fluctuations or scheme performance
- Dipali Deeptesh Pandya shall not be liable for decisions made by investors based on general information or educational content on this website
- Our liability is limited to the specific service transaction in question, as permitted by applicable law
- This website and its content are provided "as is" without any warranty of any kind
10. Intellectual Property
All content on https://firstinvestinsure.com/ including text, graphics, logos, calculators, and design is the intellectual property of Dipali Deeptesh Pandya. Reproduction without written permission is prohibited. AMFI, SEBI, and AMC logos used on this website are the property of their respective owners and are used for informational purposes only.